Self Check Cashing Machine

Below is an introduction to the bank cash self-service terminal VTM, which is an ATM with remote video services. In the future, Middle Eastern banks and European and American banks will adopt more VTM forms. Below is a brief introduction to the development trends of VTM and self check cashing machine.

VTM remote intelligent teller machines will be a key component in the deployment of community branches, small and micro branches, and the construction of intelligent self-service banks with the notion of "smart finance" services as they are an emerging member of bank self-service devices. In the meantime, VTM has developed into a potent tool for urban commercial banks in the process of constructing online and physical internet financial service platforms due to its capacity to combine internal service resources within banks.

Since Guangfa Bank introduced its first VTM on July 5, 2012, the nation's first brand-new "remote intelligent teller machine" was introduced in Shanghai by Bank of Communications on July 18. In China, VTM devices with integrated financial service marketing capabilities and remote manual services are currently widely accepted by both consumers and businesses. The VTM market will enter the stage of widespread promotion in 2014, and will have significant growth from 2015 to 2017, according to statistics from the Guotai Jun'an Research Institute. VTM is able to offer consumers a wide range of financial services, including corporate to private, international and domestic, local currency and foreign currency, financial management, etc. as a comprehensive integrator of bank self-service equipment and self check cashing machine. Future market capacity will be 2-4 times more than that of existing ATM devices, and it will replace more than 96% of counter activity. The VTM market capacity in China alone surpasses 81 billion yuan, according to a straightforward estimate.

Currently, community branches, tiny and micro branches, and self-service locations for banks frequently use VTM. According to a maturity analysis of the current VTM devices, in addition to the savings, corporate, and payment services that could be accomplished on earlier bank self-service devices, it can also utilize related technologies like video, fingerprint scanning, and digital signature to accomplish card business, including card issuance, password modification, card transfer, card IC card transfer, ring withdrawal, and printing details, as well as wealth management business, including buying insurance.

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